Wallet fees

Basic services

Money in (top-up)

Money out (withdrawal)

Other fees

Fees and conditions of accepting online payments for merchants

Definitions and Conditions

General conditions, volume based fees

General conditions
The Barion Smart Gateway fees of Starter and Advanced package apply for the given merchant if:
- the monthly average cart size of Barion Gateway payments is above 20 EUR/500 CZK/6000 HUF/25 USD,
- the monthly ratio of commercial cards and cards issued outside of the EU together is less than 2% (based on the sum).
Barion is entitled to increase its fees, if one of the conditions are not met by the merchant. In case of a formerly set tariff package if any conditions become ungratified, Barion is entitled to unilaterally determine different tariff package, or to determine individual fees (justified by the extra costs arising from the breach of such conditions) for acceptance of bank card and Barion balance, or to terminate the agreement with immediate effect.

Volume based fees
If volume target is reached, the volume preference is set during the next calendar month. The decline of volume may result in termination of preferences. In case of prominently high sales volume, there is a possibility for additional preferences, ask for our special offer!

Defintion of extra, sharing economy and marketplace services

Escrow
In case of escrow the paid amount is transferred to the beneficiary's Barion account, however it is not available until the payment facilitator verifies the payment. The final amount is defined by the payment facilitator as well.

Recurring/Token payment
In case of recurring/token payment, the customer authorises the merchant with the first payment to repeat the payment with abritary frequency and amount. It is convenient for subscription or one-click payment scenarios.
This functionality is subject to a special approval process made by Barion, it is not automatically part of the onboarding process.

Payments with three or more parties involved
The paid amount is sent to several users' Barion account defined by the payment facilitator The facilitator pays the transaction fees, but can also deduct fees from the parties involved.

Definition of conditions for tariff packages

Place card types and Barion logo on merchant website
Merchant has to place the card types and Barion logo on its website according to the guidelines of Barion. A comprehensive description is published on the Barion website.

Help us fight fraud with cart content and basic Barion Pixel
Barion scores every payment for fraud risk to help the merchant avoid any loss arising from fraud. The item level cart content and the activity of the visitor are important factors in the fraud risk score and it is the legitimate interest of both parties to analyze it for fraud management purposes. This information is not used for marketing purposes without the consent of the user.

Help us with consented data using Barion Pixel
Barion Pixel is a snippet of JavaScript code that tracks visitor activity on the merchant website. The merchant has to add and configure the Barion Pixel in the source code of its website with GDPR compliant consent management. User data is used for marketing purposes only in case of user consent.

Use Barion only for electronic payment
Barion is the only mode of payment for cards on the mercahnt website. Purchases paid by bank transfer or pay on delivery are not rated as electronic payment.

Effective from 02.06.2025.:

Basic Services

Money in (top-up)

Money out - Withdrawals from Barion Wallet

*Transfers from the Barion Wallet can only be initiated to countries that use the International Bank Account Number (IBAN) system and are not classified as jurisdictions with strategic deficiencies or unresolved tax obligations. The current list of eligible countries can be found at the following link: https://www.barion.com/en/help/to-which-countries-can-i-transfer-money/

Other fees

Fees and conditions of accepting online payments for merchants

Additional Services

Additional services are only available upon the merchant’s request and subject to Barion’s approval.

General Terms for Pricing Packages and Fee Calculation

Defining the conditions for selecting the Barion Smart Gateway Fix and Barion Smart Gateway IC++ pricing packages

General Conditions

When creating a Shop, the merchant can choose between the Barion Smart Gateway Fix or IC++ pricing packages.

The Barion Smart Gateway Fix package is only valid if the following conditions are met simultaneously:

• The average monthly cart value when using the Barion Smart Gateway is at least HUF 10,000 / CZK 620 / EUR 25 / USD 25. If the shop operates in multiple currencies, the average monthly cart value is determined in the primary currency. In the case of multiple currencies, the value is calculated based on the last cross exchange rate (https://www.barion.com/en/legal-information) on the day before the date of the evaulation
• The combined share of corporate and foreign consumer bank cards does not exceed 2% of total monthly turnover. A foreign bank card is defined as one issued in a country different from the shop's registered country

Barion reviews these conditions monthly. If any condition is not met, Barion has the right to switch the pricing package to the corresponding turnover tier of the Barion Smart Gateway IC++ package no later than the 15th day of the following calendar month. If a pricing package change occurs for this reason, the shop will no longer be eligible for the Barion Smart Gateway Fix package in the future, even if they later meet the required conditions.

Fee Calculation Basis

Unless stated otherwise, percentage-based fees are calculated based on the total transaction amount.

Monthly Average Turnover Calculation

The monthly average turnover includes the total amount of transactions made via bank card acceptance, Barion balance payments, and bank transfers. If the shop operates in multiple currencies, the monthly average turnover is determined in the primary currency. The calculation is based on the last cross exchange rate (https://www.barion.com/en/legal-information) on the day before the date of the evaulation.

For a new shops:

In the absence of actual online bank card monthly turnover, the fees applicable for up to HUF 5 million in average monthly turnover under the Barion Smart Gateway Fix or Barion Smart Gateway IC++ packages will be charged. The turnover category will be reviewed for the first time after two full calendar months following the shop’s approval by Barion, based on the average monthly turnover: the total turnover achieved by the shop in the previous two full calendar months, divided by 2.

For a Shop operating for at least 3 full calendar months:

The monthly average turnover is reviewed every month, based on the last three full calendar months. The calculation formula: (Total turnover in the last three full months) / 3. The first review for a new shop occurs in the month after completing three full calendar months, and then it continues on a monthly basis.

Fee Change Due to Turnover Tier Exceedance

If the shop exceeds the turnover tier specified in the fee table even once, the higher fee tier will be applied no later than the 15th day of the following month. After this adjustment, the shop remains in the new turnover tier regardless of whether their monthly average turnover decreases later.

Conditions for Choosing the Starter and Advanced Pricing Package

Displaying Accepted Payment Method Logos

Merchants must display the logos of accepted payment methods as specified by the Issuer. Detailed guidelines on placement are published on Barion’s website.

Placing the Base Barion Pixel and Sharing Cart Content for Fraud Prevention

The Barion Pixel is a JavaScript code that tracks visitor activity on merchant websites. The merchant must install and configure it within their website’s source code in compliance with GDPR regulations. The Base Barion Pixel allows Barion to analyze all payments to help protect merchants from fraud. Data collected with the Base Barion Pixel is not used for marketing purposes by Barion.

Placing the Full Barion Pixel

The merchant agrees to implement the Full Barion Pixel on their website according to the instructions published on Barion’s website. Data collected with the Full Barion Pixel may be used by Barion for marketing purposes, but only with the user’s GDPR-compliant consent.

Pricing Package Selection

If a merchant chooses the Advanced package but fails to meet its conditions—whether at the time of approval or at any point afterward—Barion reserves the right to downgrade the merchant to the Starter package.

Transitional Provisions

The effective date of this Fee Schedule is June 2, 2025. The first reviews and pricing package reclassifications related to online payment acceptance fees will be based on this effective date. Any fee adjustments resulting from this review will be implemented no later than June 15, 2025, as follows:

Merchants currently on the Starter, Advanced, or any previously valid pricing package will be reclassified into either the Barion Smart Gateway Fix or IC++ package under these transitional rules. As of June 2, 2025, the Starter, Advanced, and all previous pricing packages will be discontinued and replaced with the pricing packages listed in this Fee Schedule.

The monthly average cart value and the proportion of corporate and foreign consumer bank cards will be assessed based on May 2025’s full calendar month transaction data. For Merchants Operating for More Than 3 Full Calendar Months Before June 1, 2025: The rules for merchants with at least 3 full calendar months of operation will apply. For Merchants Operating for Less Than 3 Full Calendar Months Before June 1, 2025: The rules for new shops will apply.